Monday, October 08, 2007

Hey, what happened to Halloween and Thanksgiving? We stopped by two DIY stores this weekend and while the Halloween items were sparse to say the least, both stores were brimming with Christmas items. I know it’s not that far away, but I think I’ll be so sick of seeing Santa and decorations by the time Thanksgiving rolls around that I won’t be in a mood to decorate my own house.

I did read an article about the financial outlook for this year’s holiday shopping season. Can’t remember what site it was on, but loved the title, Ho, Ho, No!. Some are painting a very gloomy picture for retailers this year, which means we consumers might find some great bargains.

If you follow along with this blog or the Budget Smart Girl articles, you know I love to read and get most my books from the library. While I hate wasting money on disappointing books, lately I’ve hated wasting my time borrowing books that don’t live up to their great reviews. The last couple of fiction titles I’ve borrowed have not been my cup of tea. So what’s an avid reader to do? Go for a test drive. I came across these programs. First is from HarperCollins, you can sign up for their browse inside program, where a selected number of readers are chosen to read books before they even hit the stores. www.harpercollins.com. And then St. Martin’s Press has their Read It First program where you’re e-mailed the beginning of a book, sign up at www.read-it-first.com

Speaking of libraries, my local one has its annual book sale this coming Saturday...nothing over a $1. I try to resist, but it’s oh so hard.

One easy way to lose your money is to be fooled into responding to an e-mail that is supposedly from your bank that is asking you to update your account information etc. It’s not really your bank but just someone trying to get your information so they can steal your identity etc. Well, today I received one of those e-mails. Problem was it was sent from a ‘bank’ I don’t and never have done business with. Guess who’s the real fool here. If you’re going to be a criminal, at least be a smart one!

My article titled Insurance Insecurity will be published in next month’s Arthritis Today magazine. A little self-promotion here... it has some good tips for making the most of your health care dollar. Oh and some tips got cut from the final edit so I’ll be including them in an upcoming blog.

For money saving tips visit www.gardenandhearth.com/Bargain-Shopping.htm and www.gardenandhearth.com/EatingWellonaBudget.htm

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