Did anyone else notice that the R word was finally mentioned more than once this week? Lots of people already thought the economy was in a recession, but a handful of financial companies finally went out on a limb and admitted they think that’s where we’re definitely headed. For us Budget Smart Girls who watch our spending and make the most of every penny anyway, it shouldn’t be too much of an adjustment. Isn’t that the reason we live the Budget Smart life to begin with?
And speaking of which, I borrowed an audio CD from the library called The Last Chance Millionaire…it’s not too late to become wealthy by Douglas Andrew. It’s aimed at Baby Boomers, and while I might not follow all the information contained in it, I have to agree with the author when he says surviving… especially as you race toward your retirement years is about conserving and not consuming.
Which brings up a useful tip about changing your buying habits. When you’re thinking about buying something, ask yourself, do I really need this, or is it something I just want? If it’s something I need, can I delay my purchase until my budget’s in better shape?
And if you’re in the shopping doldrums because you’re on a budget, one way to cure it is to shop someplace else. I’d never really thought about this before but last week I decided to shop at a different grocery store. When I shopped at the other store it seemed like no matter how much I tried to keep the weekly amount at a certain level, things just kept on getting more expensive. Last week when I walked around the other grocery store I saw products new to me and it was great to see they weren’t that expensive. And the store had some great prices on items like canned beans, tomatoes, things I usually like to keep on hand for impromptu meals. Yes, I did spend the same amount of money, but I got a whole bunch more stuff for it, and many were items that I can turn into a readymade meal. That’s what I call saving money.
For money saving tips visit www.gardenandhearth.com/Bargain-Shopping.htm and www.gardenandhearth.com/EatingWellonaBudget.htm
And speaking of which, I borrowed an audio CD from the library called The Last Chance Millionaire…it’s not too late to become wealthy by Douglas Andrew. It’s aimed at Baby Boomers, and while I might not follow all the information contained in it, I have to agree with the author when he says surviving… especially as you race toward your retirement years is about conserving and not consuming.
Which brings up a useful tip about changing your buying habits. When you’re thinking about buying something, ask yourself, do I really need this, or is it something I just want? If it’s something I need, can I delay my purchase until my budget’s in better shape?
And if you’re in the shopping doldrums because you’re on a budget, one way to cure it is to shop someplace else. I’d never really thought about this before but last week I decided to shop at a different grocery store. When I shopped at the other store it seemed like no matter how much I tried to keep the weekly amount at a certain level, things just kept on getting more expensive. Last week when I walked around the other grocery store I saw products new to me and it was great to see they weren’t that expensive. And the store had some great prices on items like canned beans, tomatoes, things I usually like to keep on hand for impromptu meals. Yes, I did spend the same amount of money, but I got a whole bunch more stuff for it, and many were items that I can turn into a readymade meal. That’s what I call saving money.
For money saving tips visit www.gardenandhearth.com/Bargain-Shopping.htm and www.gardenandhearth.com/EatingWellonaBudget.htm
posted by The Budget Smart Girl's Guide to the Universe | 10:27 AM
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